PAYMENTS
When money no longer knows borders.
How SEPA, instant payments and international transfers work together today.
ReadIBAN · Fiat · Digital Assets
Everything you need for modern payments.
Classic payment methods and digital assets. Simply connected. Flexible in one place.
SecureTransparentReliable
COMING OCTOBER 1
The next chapter starts in
26Days
19Hours
41Minutes
56Seconds
Built for modern business payments.
Everything in one place
Your payment world. In one place.
IBAN, international payments, fiat and digital assets — clearly connected and flexible to use.
01
IBAN for your business
Receive and send fiat payments through an IBAN assigned to your business.
02
International payments
SEPA, SEPA Instant and international payments via SWIFT.
03
Business Wallet
Manage fiat and supported digital assets in one central place.
04
Buy, sell & exchange crypto
Buy and sell digital assets, and exchange between supported assets.
05
Crypto Payments
Receive and send digital assets, and integrate them into your payment workflows.
Flexible transactions
Fiat → Fiat · Fiat → Crypto · Crypto → Fiat
Your trust.
Our technology.
A stronger tomorrow.
Payments
Payments. National and international.
From European payment transactions to international transfers — with established payment methods for your business.
SEPA
Receive and send euro payments within the SEPA area.
SEPA Instant
Process euro payments quickly and directly via SEPA Instant.
SWIFT
Receive and send international payments via the global SWIFT network.
Built to accommodate further payment methods and markets.
Fiat & Digital Assets
Fiat and digital assets. Simply connected.
Receive fiat, manage digital assets, and exchange between supported fiat currencies and digital assets.
FIAT
Supported currencies
EURUSDGBP+ MORE
Multiple fiat currencies for national and international transactions.
DIGITAL ASSETS
Supported digital assets
BTCETHLTCUSDTUSDC+ MORE
Manage and transfer digital assets across supported blockchain networks.
MULTI-CURRENCY
Manage multiple fiat currencies with ease.
MULTI-NETWORK
Digital assets across supported blockchain networks.
FIAT ↔ DIGITAL ASSETS
Exchange fiat into supported digital assets — and digital assets back into fiat.
Live Rates
Values in view. In real time.
Current reference rates for fiat and supported digital assets — clearly presented in one place.
Result
≈ —
1 EUR ≈ — USDLast updated: —
Market overviewReference values in EUR
- BTC
- ETH
- USDT
- USDC
The rates shown are for reference purposes only. Actual transaction rates may differ.
Infrastructure
Built to connect.
Payment methods, fiat and digital assets — technically connected for flexible transactions.
Payment Rails
Payment methods that connect.
SEPA, SEPA Instant and SWIFT for national and international payments.
LICOVIA
Digital Asset Flows
Fiat meets digital assets.
Connecting fiat and supported digital assets across different payment methods.
Automation
Technology behind the scenes.
Technical processes support the handling of payments and digital asset transactions.
Onboarding
Ready to go in just a few steps.
From registration to setup — clearly structured and fully digital.
- 01
Register
Create a business account and set up access.
- 02
Verify
Provide company details and the information required for verification.
- 03
Set up
Prepare payment features and account structure for use.
- 04
Get started
Use your IBAN, fiat payments and digital assets through LICOVIA.
Ready for the next step?
Set up LICOVIA and discover what's possible.
Security & Trust
Innovation meets security.
Built for your future.
Verification, AML processes and transparent workflows are a core part of using LICOVIA.
Business verification
Company details and required information are reviewed as part of onboarding.
AML processes
Transactions and customer data are considered as part of the applicable AML processes.
Secure infrastructure
Payment and digital asset features run on infrastructure with built-in security and compliance processes.
Transparent usage
Accounts, payments and digital assets remain clearly visible within the LICOVIA environment.
Responsibility and security are part of every payment process.
FAQ
Frequently asked questions.
Insights
Money is changing. Stay ahead.
Insights into payments, digital assets and the developments shaping how we handle money.
DIGITAL ASSETS
Fiat meets crypto: what's changing right now.
Why classic currencies and digital assets are moving ever closer together.
Read
BUSINESS
Crypto in business: what really matters.
From payments and liquidity to verification and compliance.
ReadWe're here for you.
Questions about your account, payments or digital assets? Our team is here to help.